We default to industry standard coverage requirements, as outlined here. If you think the coverage for your loan is inaccurate, click the green arrow icon beside the “MI Coverage %” field to recalculate & apply the Standard MI Agency MI Requirements prior to submitting your loan.
If you are not able to scroll down to the “MI Coverage %” field in Encompass, you may be experiencing an issue with your screen’s resolution. Please contact EssentConnect at 833.376.4646, Option 3 or essentconnectsupport@essent.us so that we can assist you.